The founders
People accountable for you
Oskar Heikkonen
Software entrepreneur & Managing director
Accountable for the delivery of the overall service, including technology, security, privacy, availability, functionality and development.
Matti Heikkonen
Serial entrepreneur, board professional, investor & Chairman of the board
Real estate and tax expert. Accountable for legal, compliance, financial and tax matters.
The company
Totalhost OyKauniainen, Finland
Y-tunnus3630955-2
Why it exists
Built for one specific problem
Finnish short-term-rental hosts have a bookkeeping problem that generic software is not built for: VAT at the accommodation rate, several apartments run as separate businesses within one, and receipts that arrive by phone rather than by post.
Totalhost is a bookkeeping service built specifically for that — not a generic tool bent to fit it.
The method
How the work happens
Forward
You forward a receipt to your own private address. It is read automatically, and we check it.
Approve and post
We check it, and it goes into the ledger.
VAT figures
Each period, we prepare your VAT figures at the correct Finnish rates, including the 13,5 % accommodation rate in effect since 1 January 2026.
Then we file them in OmaVero, using the Suomi.fi mandate you give us. A person does that. There is no automatic connection to the Tax Administration.
Statements
An income statement, a balance sheet, and the profit of each apartment worked out on its own.
Your login
All of it is visible in your own login, whenever you want to look.
The standard
What we hold ourselves to
Append-only
Nothing that has posted is ever edited.
Gapless voucher numbers
Every entry is numbered in sequence. None are skipped, and none are reused.
Reversal-only corrections
A mistake is corrected by posting a new entry that cancels the old one — never by changing what is already there.
Tamper-evident
Each entry carries a SHA-256 hash of the one before it, so any later alteration to what was already posted is detectable.
The correct Finnish rates
The rate applied depends on what was sold — including the 13,5 % rate for accommodation, in force since 1 January 2026.
The boundaries
What we don't do
We don't move your money.
Paying your bills is always yours to do. We keep the books and file the returns; we never hold, send or approve a payment on your behalf.
We check what you send.
We check everything you send us.
A receipt in review. We decide whether to book it or reject it. It isn't self-serve software.
You forward a receipt to your own address and we keep the books.